As a leader in stock-based lending services, Equities First Holdings boasts a large client base due to its fast lending process. The company targets wealthy individuals and business owners who require immediate funding solutions. EFH has been in operation for the last 14 years and has successfully issued more than 600 loans. The company has nine global offices that foster its lending services.
EFH’s lending services are provided on a deal-by-deal policy. The company focuses on offering funds to its clients during their time of need. EFH also adopts a five-step lending process that is secure and efficient.
The Lending Process of EFH
If you are in need of a stock-based loan, you should contact the company’s customer care team. When contacting them, you should provide details regarding your loan collateral and amount. Once EFH’s lending team reviews whether you qualify for a loan, they will calculate the interest rates and draft the terms of the lending agreement. If you agree to the terms provided, you should sign the agreement and transfer document, and then hand over your collateral. EFH will immediately transfer the funds to your account. The agreed interest rates only apply during the lending period. If this period is exceeded, you will be charged extra cash depending on the period you take to repay the loan. EFH only returns collateral to clients who have completed paying their loans.
Why EFH outperforms other lenders
Equities First Holdings guarantees the security of the loans it provides. The company also adheres to industry standards during the lending process. EFH offers interest rates as low as three percent on loans. The company can only retrieve the money a client has borrowed based on the collateral pledge. This pledge also allows customers to use stock market shares as collateral when seeking funds for their personal and professional projects. As a consumer, you are entitled to retaining all dividends.
This means that once you pay the loan fully, you receive the pledged collateral. Equities First Holdings has earned a reputation for its high loan-to-value ratios. Once you seek funds from EFH, you are entitled to a 75 percent loan-to-value ratio.